Independent. 
Experienced. 
Dependable. 

These three words are what we are all about. All insurance agencies are not the same.  Some are tied to one insurance provider and can offer you only the insurance products of that company. Richard Thomson Insurance Brokers, RTIB Inc., is an INDEPENDENT INSURANCE BROKERAGE. We broker all major insurance companies for clients in both California and Northern Nevada. Whether it's personal insurance, such as health, life, homeowners, or automobile or insurance for your large or small business, we have the products you need. Our staff of trained insurance professionals can analyze all your risks, then compare coverages to find the best insurance for you, at the best price. 

We are EXPERIENCED. The internet is a valuable resource. After all, it's how you found us. But it should not take the place of personal, one-on-one contact with a trained insurance broker. Insurance choices that affect your life and your loved ones should not be made hastily. We believe it's not how long it takes to write the policy that matters; it's how right the policy is.

We are DEPENDABLE. We believe each customer is important and that providing superior customer service is the most essential part of our job. We've built our strong reputation on trust and the positive word-of-mouth that's so important in a small community. Richard Thomson Insurance Brokers, RTIB Inc., has served the California and Nevada sides of the Lake Tahoe Basin since 1978. Our clients know that we will continue to be here for them in the future.

We hope that after talking with us, you too will choose to join our family of satisfied clients.

Insurance For All Reasons.